Creditors and credit bureaus would like you think that once something is on your credit report, it is there to stay. This is not true. As a consumer you have a right to know what is on your credit report...

A bankruptcy will destory your credit unless you dispute it and remove it.

You can dispute charge offs to the credit bureaus by using the Fair Credit Reporting Act to your advantage and improving your credit score.

Learn how to dispute and remove collections. Collections will destroy your credit unless they are deleted from your credit report

Judgments will clean out your bank account and destroy your credit. The only way to get credit again is to have your judgment removed.

Late Payments will destroy your credit. Removing them will raise your credit score and allow you to get the credit you want.

How to Remove Charge Offs On Your Credit Report. Charge offs happen when you are over 6 months late on an account and the creditors belief the debt to be uncollectable. They will write the account off and create a black mark on your credit...

How to Remove Collections On Your Credit Report. You can remove collections on your credit report by using the Fair Credit Reporting Act to dispute them.Removing collections will raise your credit score and improve your credit.

How to Remove Judgments On Your Credit Report. Consumers have the right under the Fair Credit Reporting Act to dispute anything on their credit report they believe to inaccurate or erroneous including judgments.

How to Remove Late Payments on a Credit Report. Learn how to remove late payments on your credit report. This will raise your credit score and make it easier to get loans.