Thousands are improving their credit by removing damaging late payments from their credit reports using this time-tested credit repair method.

These services allow you to sit back while they take care of restoring your credit.

How long does credit improvement take? From the disputing cycle to rebuilding your credit, we show a sample of a typical consumer repairing their credit.

Too many hard inquiries can bring your score down, but they can be removed if you're diligent.

Learn how a well-balanced credit portfolio can help your credit score. The FREE credit improvement guide.

Closing accounts certainly hurts your score, but can you extend your length of credit history?

A large part of your credit score is how much you owe compared to how much credit you have available.

From disputing with the bureaus to negotiating with your creditors, we show you how it's done.

Knowing what is causing your credit score harm is half the battle. Let's break down the credit score.